Habitat Family Partnership selection is based on the following guidelines and level of need as determined by:

• Current living conditions; must demonstrate a housing need, beyond the desire of owning a home;
• Willingness to partner with Habitat to provide 200 sweat equity hours, per adult, volunteering on a home or other volunteer opportunities with South Shore Habitat (2025 note: there is an exception to this rule for 810 Jerusalem in Cohasset).
• Willingness to attend financial workshops before, during and after construction of the home;
• Ability to repay a 30 year affordable mortgage. Employment/income verification, credit checks and review of bank statements are required.
• Must be a first time homebuyer (some exceptions may apply).

In order to qualify, applicants must meet the minimum and maximum annual income (outlined in the offering) of no more than 80% of the area's median income.

FY25 Income Limits based on 80% of AMI for the Boston-Cambridge-Quincy HUD Metro FMR Area:

• 1 person Household – $92,650
• 2 person Household - $105,850
• 3 person Household - $119,100
• 4 person Household - $132,300
• 5 person Household - $142,900
• 6 person Household - $153,500

FY25 Income Limits based on 80% of AMI for the Brockton, MA HUD Metro FMR Area:

• 1 person Household – $72,950
• 2 person Household - $83,400
• 3 person Household - $93,800
• 4 person Household - $104,200
• 5 person Household - $112,550
• 6 person Household - $120,900
• 7 person Household - $129,250
  

FY25 Income Limits based on 80% of AMI for the Easton-Raynham, MA HUD Metro FMR Area:

• 1 person Household – $78,500
• 2 person Household - $89,700
• 3 person Household - $100,900
• 4 person Household - $112,100
• 5 person Household - $121,100
• 6 person Household - $130,050
• 7 person Household - $139,050
  

In the event of a discrepancy of income limits posted on our website and the application. The limits in the application will prevail.
Income limits are subject to change prior to marketing, in the event of a discrepancy information in the project application will prevail. Please check our website monthly for new opportunities. All opportunities will be posted for a minimum of 60 days (2025 note: for 810 Jerusalem Road, the postings will be available for 30 days).

South Shore Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.

South Shore Habitat for Humanity is a non-profit organization and we do business in accordance with Federal and Massachusetts Fair Housing and Lending Laws.

For more information about opportunities for homeownership, please contact our Family Selection Committee at support@sshabitat.org.